Frequently Asked Questions

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below. We?ll try to get back to you as quick as possible.

Will you be our agent?

No. Benefit Leader does not manage your company’s insurance benefits. We find the best agency to properly manage your benefits and partner with your staff to deliver the best experience possible.

Do I need to put together a Request for Proposal (RFP)?

No. You only need to fill out our agency assessment. We know exactly what your agency partner should be delivering and what want to ensure you receive the level of service and tools you deserve.

How do you find our agency partners?

Our team scours the U.S. to find and vet potential agencies. We examine their staff, their level of experience, their commission and/or consulting fees. We take a look at the clients they currently service and many times interview some of those clients. We exam how they manage the back-end of the agency, ensuring that they have the capability to properly service new clients. We examine the technology, integrations and tools they offer to their clients ensuring they have everything in place to service new clients.

Most of the agencies we recommend our referred to us by industry leaders and experts with a long history experience. Agency?s cannot pay Benefit Leader to be recommend, sponsored, or moved to the top of the list.

How do you select the right agency for my company?

After we fully vet an agency and complete your agency assessment, we locate the areas of service and solutions your company is currently NOT receiving and match you with an agency that will deliver the solutions, service, and tools you deserve. If applicable, we will also negotiate on your behalf with the agency to ensure you pay the same commission or less.

Please note that depending on the size of your company and its location, the agency?s commission may be a standard fixed rate regardless of which agency you use.

Is there a fee for your services?

No. Our services are completely free to you. We take a portion of the commission and/or fees from the agency which they would ordinarily receive with you as a client. This is primarily paid by the insurance carrier. The agency cannot charge extra. All fees would be the same or less, than what you would pay if you did not use our services. This is guaranteed.

How long does it take to do an agency assessment?

The agency assessment can be done online in less than 15 minutes. We will receive your answers and contact you to ask any additional questions we may have and to discuss any areas of improvement we may find. We will even contact you if we don?t find any area of improvement! While it is rare since less than 5% of agencies meet our vetting standards, it does happen!

How long does it take to find the right agency partner?

It will usually take less than 48 hours once the information we need from the agency assessment is received.

how much experience these insurance agencies has?

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Do I need to change my benefits?

No. When switching between agencies or brokers, you can keep your benefits and insurance carriers exactly the same. The agency you switch to will comprehensively evaluate your benefits and determine if there is a better benefits solution. This is a service that every agency should be doing annually.

Do you offer Zero Depreciation and other add-ons?

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Do I need to wait until my open enrollment?

No. We would like your new agency to implement new programs and technologies as soon as possible, while delivering the level service you deserve the first moment they can. In fact, the agencies we work with prefer to become your agency partner before your Open Enrollment to properly evaluate your benefits and renewal. Sometimes it takes time to install new technologies and processes ensuring you have the smoothest and easiest Open Enrollment possible.

How complicated is it to switch insurance agencies?

It is extremely easy! All we need is a letter from your company to the insurance carrier requesting the new agency be named the ?Broker of Record?. The change will generally go into effect the first of the following month.

I don?t want to have an awkward conversation with my broker, can you do it for us?

Yes! We?ll reach out to your broker at your request and take care of any unpleasantries